Lease conditions:

Initial payment:

— From 10% of the property value.

The interest rate:

— 6% per annum — for agricultural machinery;
— 11% per annum — for other facilities.

Term:

— Up to 7 years — for agricultural machinery;
— Up to 6 years — for the rest of the equipment.

Commission fees:

— Not charged.

Frequency of payments:

— For leasing agricultural facilities:
By interest — on a monthly or quarterly basis;
For the principal amount — at least 2 times a year.

— For leasing other facilities:
For interest and the principal amount — on a monthly or quarterly basis.

Grace period:

— For leasing agricultural facilities:
By interest — up to 6 months;
For the principal amount — up to 9 months.

— For leasing other facilities:
For interest and the principal amount — up to 3 months.

Special conditions:

— The leasing object cannot be sublicensed;
— Customs, clearance and insurance costs are paid separately;
— Annually undergo an inspection of the technical condition of the equipment.