Who can apply?
▪ Local self-government bodies
▪ Ministries, state agencies, and departments
▪ Municipal enterprises
▪ Legal entities and individual entrepreneurs (subject to compliance with the leasing policy of the State Insurance Company)
Key conditions:
✔ Lease term — up to 60 months
✔ Interest rate — from 5% per annum (for the public sector), 8% (for the private sector)
✔ Currency — Kyrgyz som
✔ Down payment — from 10%
✔ Commission — none
✔ Payment schedule — monthly or quarterly
✔ Mandatory insurance of equipment with OJSC “State Insurance Company”
✔ Annual technical inspection at the client’s expense
The “Shumkar” product contributes to the development of domestic industry and to increasing the efficiency of state and production processes.